5 Reasons to use Your Dental Insurance Before 2019
You could actually save hundreds of dollars by using your dental benefits before the end of the year. Since most dental insurance plans run on a calendar year, here’s 5 reasons why NOW is the BEST time to use it!
1. Yearly Maximum
The yearly maximum is the most $$$ that the dental insurance plan will pay for your dental work within one full year. This amount varies, but the average is around $1,000 per year, per person. The yearly maximum will renew on January 1. If you have unused benefits, these will not rollover.
The deductible is how much you must pay to your dentist out of pocket before your insurance benefits kick in. This fee also varies depending on your plan (beware: it could be higher when you go to an out-of-network dentist). The average deductible for a dental insurance plan is usually around $50 per year. Your deductible also starts over when your renews on January 1st.
If you are paying your dental insurance premiums every month, you better be using your benefits! Even if you don’t need any dental treatment, regular preventative appointments will save you money in the long run. Dental cleanings and dental check ups can help prevent and detect and early signs of trouble.
4. Fee Increases
Here is another reason to use your benefits before 2019: possible fee increases. Some dentists may raise their rates after the New Year due to the rising cost of living, materials and equipment. A fee increase can also make your copay higher!
5. Dental Problems Can Worsen
Don’t delay your dental treatment. If you do, you are risking more extensive and expensive treatment down the road. Today it can be a simple cavity, and in 6 month it could turn into a root canal.
Book your appointment online by clicking here or call Archer Dental now 773-581-1345 and schedule your appointment to use those benefits!